Terms of Use

OccamCover.com

Last updated: 19/02/2026

Please read these Terms of Use (“Terms”) carefully before using OccamCover.com (the “Site”). By accessing or using the Site, you agree to be bound by these Terms.

1) Agreement to these Terms

By accessing or using OccamCover.com (the “Site”), you agree to these Terms of Use (“Terms”). If you do not agree, do not use the Site.

2) What we do (and don’t do)

OccamCover provides an online platform that collects enquiry information and may connect you with third-party Partners who can provide information about life insurance products.

We are not an insurer and we do not issue insurance policies. Any product recommendations, quotes, or advice (if any) are provided by Partners, not by us.

3) Eligibility

You must be at least 18 years old to use the Site.

4) Your responsibilities

You agree to:

  • Provide information that is accurate and not misleading
  • Use the Site lawfully and not interfere with its operation
  • Not attempt to access systems, data, or accounts without authorisation

5) Partner communications

If you submit an enquiry, you understand that one or more Partners may contact you by phone, SMS, email, or other methods to respond to your request, subject to your selections and consent.

6) No warranties

The Site and its content are provided “as is” and “as available.” To the maximum extent permitted by law, we make no warranties that the Site will be uninterrupted, error-free, or free of viruses.

7) Limitation of liability

To the maximum extent permitted by law, OccamCover is not liable for:

  • Any indirect, incidental, special, or consequential loss
  • Any loss arising from your reliance on information provided on the Site
  • Any conduct, products, services, quotes, advice, or communications provided by Partners

Nothing in these Terms excludes rights or remedies that cannot be excluded under the Australian Consumer Law.

8) Intellectual property

We own (or license) the Site, branding, logos, and content. You may not copy, reproduce, or use our intellectual property without our prior written consent.

9) Links to third-party sites

The Site may contain links to third-party sites. We do not control and are not responsible for the content or practices of those sites.

10) Termination

We may suspend or terminate access to the Site at any time if we reasonably believe you have violated these Terms or used the Site unlawfully.

11) Governing law

These Terms are governed by the laws of New South Wales, Australia (or your State/Territory). You submit to the non-exclusive jurisdiction of the courts of that State/Territory.

12) Contact

If you have any questions about these Terms, please contact us at: